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Publications

Cornerstone complements our comprehensive consulting services with industry-renowned studies and reports, online newsletters, and a variety of carefully researched articles. We strive to bring together the knowledge and experiences of all our clients to help them broaden their exposure to industry trends and increase performance. Here are a few examples:


Technology Management Complexity: Drowning in a Sea of Technology Projects

This report finds that as banks and credit unions struggle with an overload of technology projects, the remedy is having more technology—not less technology.

According to the report, financial institutions with high or moderate “technology management complexity”—defined as the degree to which management is challenged to make coordinated, interdependent technology decisions—plan to improve the utilization of 21 applications in 2015, in contrast to the eight to nine apps for FIs with low technology management complexity.


Drawing Back the Curtain on Vendor Pricing for Debit Processing

Many banks are paying upwards of five times what institutions of similar size and transaction volumes are paying. Debit processing alone can account for a greater share of a bank’s total vendor bill than core processing, this means that over the course of a five-year contract, a difference of just five cents per-transaction amounts to more than $1.5 million in lost income. The report includes data from Cornerstone’s Contract Vault, a database of 15,000 pricing points collected from negotiating thousands of vendor contracts.


The Cornerstone Performance Report: Benchmarks and Best Practices for Mid-Size Banks

Compiled data from a survey of 61 banks with assets of $1 billion - $40 billion. The Cornerstone Performance Report: Benchmarks and Best Practices for Mid-Size Banks provides an in-depth exploration of industry best practices, staffing and process benchmarks, and technology utilization and deployment for mid-size banks.


The Cornerstone Report: Benchmarks and Best Practices for Credit Unions

Sixty-two credit unions with assets of $250 million and more accepted Cornerstone's invitation to participate in the Sixth Edition of The Cornerstone Report, our latest performance measurement study designed to assist credit unions in their efficiency improvement and strategic planning initiatives.




Delivery Redirect: Start Now or Perish Later!

Delivery Redirect is about facing up to the tough choices concerning resources, the sales force and new organizational capabilities that financial institutions must address to be viable in 2020 and beyond.






ECM Will Change the Way We Work: Are We READY for It?"

In a survey recently conducted by Cornerstone Advisors, 58% of respondents said they believe half or less of the work in their shops is real work. Read "ECM Will Change the Way We Work" to find out how to eliminate inefficient, wasteful processes in your organization.




GonzoBanker

The Cornerstone team founded critically acclaimed GonzoBanker, an electronic compilation of "observations, ruminations, predictions and random thoughts on financial services." The weekly GonzoBanker newsletter, which was labeled "hip and flip" by American Banker, is frequently used as source material for industry reporters and reprinted by financial institutions, vendors and trade groups.