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Research Report 

Credit Modeling and the Need for Speed: The Case for Advanced Technologies

Industry benchmarks and real, actionable guidance for using advanced technologies and data to bring agility and accuracy to your lending.

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What You'll Learn in this Report

  • Approaches to credit modeling and automation
  • Model build and deploy cycle times
  • Attitudes on model performance and the use of alternative data
  • The impact of COVID-19 on models
  • Use of AI and machine learning in underwriting
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About Cornerstone Advisors

At Cornerstone Advisors, our goal is to deliver tangible business impact to financial institutions and fintechs. We know that when institutions improve their strategies, technology, and operations, enhanced financial performance naturally follows. Because we live by the philosophy that businesses can’t improve what they don’t measure, we show banks and credit unions how to use laser-focused measurement to make smarter technology decisions.