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Research Report 

Improving Online Lending Profitability with Embedded Payment Insurance

Explore how innovative digital lending insurance solutions are reshaping the lending landscape, driven by key economic trends and consumer behaviors.

What You'll Learn in this Report

  • Many lenders can achieve a 20% reduction in charge-off costs with embedded loan payment insurance.
  • Embedded loan payment insurance can be a cost-effective way to attract more borrowers.
  • TruStage™ Payment Guard Insurance helped one lender avoid an estimated $316,000 in charge-offs.
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About Cornerstone Advisors

At Cornerstone Advisors, our goal is to deliver tangible business impact to financial institutions and fintechs. We know that when institutions improve their strategies, technology, and operations, enhanced financial performance naturally follows. Because we live by the philosophy that businesses can’t improve what they don’t measure, we show banks and credit unions how to use laser-focused measurement to make smarter technology decisions.