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Research Report 

The Impact of Digital P2P Payments on Community-Based Financial Institutions

To stay competitive in the financial ecosystem, community-based FIs must implement a modern payments strategy that includes digital payments.

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What You'll Learn in this Report

  • The key drivers of digital payments use among consumers
  • The benefits of faster digital payments for consumers, small businesses, and community banks
  • Five new revenue streams payments modernization can drive for banks

What's at Stake

%

of gig workers and small business owners, saying they accept digital payments using tools such as Zelle®.

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About Cornerstone Advisors

At Cornerstone Advisors, our goal is to deliver tangible business impact to financial institutions and fintechs. We know that when institutions improve their strategies, technology, and operations, enhanced financial performance naturally follows. Because we live by the philosophy that businesses can’t improve what they don’t measure, we show banks and credit unions how to use laser-focused measurement to make smarter technology decisions.