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Research Report

What's Going On In Banking 2022: Rebounding From the Revenue Recession

This comprehensive guide, authored by noted fintech expert Ron Shevlin, explores the latest banking and fintech trends and provides insight into the outlooks, concerns, and priorities of 300 community-based financial institutions surveyed by Cornerstone Advisors.

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What You'll Learn in this Report

  • The Payments Displacement Effect on Revenue: The flat-lining of revenue comes at a time when banks are experiencing displacement in payments volume —and interchange revenue from... Download to continue reading

  • The Coming Mortgage Revenue Drop: Banks’ share of the mortgage market has dropped sharply over the past few years. According to The Wall Street Journal... Download to continue reading
  • The Overdraft Free-Fall: In 2022, community banks and credit unions will have to revisit and overhaul their overdraft policies and strategies to address...Download to continue reading

What's at Stake

%

of bank executives’ top concern in 2022 is the ability to attract qualified talent

%

of financial institutions plan to implement chatbots in 2022

%

of banks plan to implement real-time payments in 2022

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About Cornerstone Advisors

At Cornerstone Advisors, our goal is to deliver tangible business impact to financial institutions and fintechs. We know that when institutions improve their strategies, technology, and operations, enhanced financial performance naturally follows. Because we live by the philosophy that businesses can’t improve what they don’t measure, we show banks and credit unions how to use laser-focused measurement to make smarter technology decisions.