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Steve Cocheo

Zelle’s Growing Popularity with P2P Users Benefits Banks

Cornerstone Advisors found that 16% of its consumer sample identified as small business owners and about half of them accept some form of digital payment, with convenience being the leading reason.

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Digital Wallet Plan from Banks Just About Butting Heads with PayPal

"The big banks are going to struggle to disrupt the digital payments leaders, says Ron Shevlin, chief research officer at Cornerstone Advisors. “PayPal is clearly the 800-pound gorilla in this space,” he says."

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Where Are Bank-Fintech Relationships Headed?

Research by Cornerstone's Ron Shevlin and commentary from banking executives illustrates how times are changing (again).

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What the Apple Card High-Yield Savings Account is Really About

“Apple’s motivation is not to become a bank, but to drive an ecosystem,” says Ron Shevlin, Chief Research Officer at Cornerstone Advisors.

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Overdraft Fees: Worth the Publicity Headaches and the Fines?

Cornerstone's Ron Shevlin says simply eliminating fees for overdrafts, and changing how FIs pay or don't pay out on attempted consumer payments, doesn’t address the root cause of consumers’ problems, which is illiquidity.

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