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In the News

Financial services media outlets frequently look to Cornerstone subject matter experts for insights and analytics on current industry issues.

Media Mentions Press Releases

The Checking Account War Is Over (And The Fintechs Have Won)

Fintech. checking account. Jul 5, 2023 A new study from Cornerstone Advisors, looking at who Americans open checking accounts with, underscores the growth of digital banks and fintechs like Chime, PayPal, and Square—and the decline of megabanks like Bank of America, JPMorgan Chase, and Wells Fargo.

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Will Apple’s Vision Pro Revolutionize Banking?

banking. apple. Jun 12, 2023 After the Vision Pro revolutionizes retail, travel, and entertainment—and after Apple releases Vision Pro Contact Lenses—then let’s talk about the Vision Pro revolutionizing the banking industry.

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The Family Digital Wallet Is A $26 Billion Deposit Opportunity

deposit. Jun 9, 2023 According to a new report from Cornerstone Advisors, The Rise of Family Digital Wallets, community-based financial institutions should set their sights on offering a specialized digital wallet focused on helping consumers manage the finances of their Gen Z and Gen Alpha.

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Technical Debt Is Standing in the Way of Banks’ Modernisation

banks. Jun 3, 2023 According to Cornerstone Advisor’s 2023 What’s Going on in Banking Report, 49 per cent of bank and credit union executives believed fintechs to be a significant threat in the upcoming decade, surpassing mega banks and tech companies.

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LGBTQ+ fintech Daylight to close its doors

Fintech. May 25, 2023 Challenger banks targeting niche customers are struggling to meet market demands, says Ron Shevlin, chief research officer at Cornerstone Advisors. He thinks the customer base of challenger banks represents neither a good source of making money nor great lending options.

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Daffy Launches Embedded Fintech Offering For Charitable Giving

Fintech. May 25, 2023 A study from Cornerstone Advisors identified embedded fintech opportunities for banks that included bill negotiation services, subscription management, data breach and identity protection, wealth transfer management, and cryptocurrency investing.

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New Report Reveals Untapped Youth Market for Banks and Credit Unions

Marketing. May 23, 2023 The latest Cornerstone Advisors report explores how financial institutions can serve the next generation of banking customers by offering a family digital wallet experience

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CUs & Banks Doubled Digital Transformation Investments in 2022

bank digital transformation. credit union digital transformation. May 15, 2023 “The banks and credit unions in this report with the best overall financial performance consistently outperform their peer financial institutions on a wide range of digital banking metrics,” Cornerstone Chief Research Officer Ron Shevlin said. “The correlation is strong enough to suggest that institutions with improved digital banking performance are likely to improve overall business performance.”

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FedNow Real-Time Payments Are Here. What Should Banks Do Now?

banks. Cards & Payments. Apr 24, 2023 A study conducted by Cornerstone Advisors found that 13% of banks and credit unions have already deployed real-time payments and that another 30% plan to go live with them in 2023.

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Why Credit Unions Should Think Beyond the Branch

branch. credit unions. Apr 21, 2023 According to a 2021 Cornerstone Advisors survey of bank and credit union executives, the proportion who regard fintech partnerships as important for their institutions shot up from 49% in 2019 to 89% in 2021. These partnerships provide a level of digital functionality that allows smaller operations to compete with big banks and major financial institutions.

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