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Fintech

The Checking Account War Is Over (And The Fintechs Have Won)

Fintech. checking account. Jul 5, 2023 A new study from Cornerstone Advisors, looking at who Americans open checking accounts with, underscores the growth of digital banks and fintechs like Chime, PayPal, and Square—and the decline of megabanks like Bank of America, JPMorgan Chase, and Wells Fargo.

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How 'healthy debate' at Thought Machine makes it top fintech workplace

Fintech. Jun 7, 2023 Being mission driven doesn't necessarily mean the company must focus on philanthropic endeavors, said Sam Kilmer, managing director of the fintech advisory practice at Cornerstone Advisors. Instead, employees can find fulfillment from building the proverbial better mousetrap as long as they understand what they are doing and there is trust in the company's management.

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LGBTQ+ fintech Daylight to close its doors

Fintech. May 25, 2023 Challenger banks targeting niche customers are struggling to meet market demands, says Ron Shevlin, chief research officer at Cornerstone Advisors. He thinks the customer base of challenger banks represents neither a good source of making money nor great lending options.

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Daffy Launches Embedded Fintech Offering For Charitable Giving

Fintech. May 25, 2023 A study from Cornerstone Advisors identified embedded fintech opportunities for banks that included bill negotiation services, subscription management, data breach and identity protection, wealth transfer management, and cryptocurrency investing.

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The First Considerations in a Bank-Fintech Partnership

Fintech. Digital Banking. May 10, 2023 Ron Shevlin, chief research officer at Cornerstone Advisors, cites USAA as an example of what it means for a bank to have a strong digital strategy. When it comes to financial technology, a successful strategy begins before thinking about specific technologies or even using the word “technology,” Shevlin says.

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Fintechs Offer Many Opportunities for Banks. But How Do You Decide?

Fintech. Digital Banking. May 9, 2023 Cornerstone Advisors’ annual “What’s Going On In Banking” survey of community banks found this year that 55% of respondents didn’t partner with a fintech startup in 2022; 20% had partnered with one fintech; 16% with two and the rest with three or more.

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Do You Have an Embedded Fintech Strategy?

Strategy. Fintech. Apr 24, 2023 According to Cornerstone Advisors, embedded finance is the integration of financial services into non-financial websites, mobile applications and business processes.

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Effectively and Realistically Embracing Embedded Fintech

Fintech. Apr 12, 2023 Cornerstone Advisors defines embedded fintech as the integration of fintech products and services into financial institutions’ product sets, websites, mobile applications and business processes. This option is all about banks and fintechs working together toward a common goal.

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Stash’s CEO takes the helm as fintech matures from hyper-growth

Fintech. Feb 7, 2023 Stash’s 2-million strong subscriber base is a foundation for further monetization efforts, said Ron Shevlin, chief research officer at Cornerstone Advisors. The challenge is to ensure these customers continue to grow their assets and take up new products.

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How Community Banks Are Fueling The Growth Of Fintech

Fintech. growth analytics. banks. Jan 23, 2023 According to Cornerstone Advisors’ What’s Going On in Banking 2023 study, there are about 500 community banks and credit unions making direct investments into fintech startups.

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