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Fintech

The Checking Account War Is Over (And The Fintechs Have Won)

A new study from Cornerstone Advisors, looking at who Americans open checking accounts with, underscores the growth of digital banks and fintechs like Chime, PayPal, and Square—and the decline of megabanks like Bank of America, JPMorgan Chase, and Wells Fargo.

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LGBTQ+ fintech Daylight to close its doors

Challenger banks targeting niche customers are struggling to meet market demands, says Ron Shevlin, chief research officer at Cornerstone Advisors. He thinks the customer base of challenger banks represents neither a good source of making money nor great lending options.

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Daffy Launches Embedded Fintech Offering For Charitable Giving

A study from Cornerstone Advisors identified embedded fintech opportunities for banks that included bill negotiation services, subscription management, data breach and identity protection, wealth transfer management, and cryptocurrency investing.

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Stash’s CEO takes the helm as fintech matures from hyper-growth

Stash’s 2-million strong subscriber base is a foundation for further monetization efforts, said Ron Shevlin, chief research officer at Cornerstone Advisors. The challenge is to ensure these customers continue to grow their assets and take up new products.

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How Community Banks Are Fueling The Growth Of Fintech

According to Cornerstone Advisors’ What’s Going On in Banking 2023 study, there are about 500 community banks and credit unions making direct investments into fintech startups.

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Tracking Apple's growing fintech ambitions

Apple Card, the company's digital credit card that launched in 2019, counted 6.7 million users as of early 2022, according to a Cornerstone Advisors survey of credit card users.

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