In the News

According to Joel Pruis, a senior director at Cornerstone Advisors, banks wanting to increase C&I lending need treasury management platforms with digital banking services, account analysis and fraud detection tools like ACH positive pay.

A new study from Cornerstone Advisors, looking at the financial services providers that Americans opened checking accounts with in 2024, underscores the continued dominance of digital banks and fintechs like Chime, PayPal, and Square in the checking account market.

According to Cornerstone Advisors, over 50% of all checking accounts in the first half of 2023 alone were opened by digital banks and fintechs.

Americans need a CFPB—just not the one they’ve got.

It can be time-consuming and challenging for leadership and the board to manage shareholder expectations, says Anne Arvia, principal at Cornerstone Advisors. You have more wiggle room to make decisions around short-term profitability versus long-term goals when you’re a private bank.

Renowned futurist Brett King and CornerstoneAdvisors' Chief Research Officer Ron Shevlin explore how artificial intelligence and evolving consumer preferences are reshaping banking — with estimates that only 10% of banks are prepared for the AI-driven future.

In this difficult year, industry Troublemakers balanced the fundamental and complex challenges while continuing to make customers’ financial lives better. We salute you.

Renowned futurist Brett King and Cornerstone Advisors' Chief Research Officer Ron Shevlin explore how artificial intelligence and evolving consumer preferences are reshaping banking.

Programs to help low- and moderate-income individuals and families become homeowners has to be part of a bank’s strategic plan and given a focused effort, says Mike Wilson, director in the strategy practice with Cornerstone Advisors. The leadership team needs to put together policies and products that fit the organization’s risk appetite, he adds.

"Stablecoin continues to be the most compelling use case for crypto in general," said Tony DeSanctis, a senior director at Cornerstone Advisors.