Terence Roche is a founder of Cornerstone Advisors. He specializes in strategic planning, payments, system selections, and human resources. His prior experience includes chief information officer, retail division manager, and human resources director at mid-size banks and managing director at M One. Cited often in the press and a regular contributor to GonzoBanker, Terence is a nationally sought after speaker and facilitator, including American Banker, ABA, BAI, CUES, and Bank Director. Terence is a graduate of University of California at Berkeley. He stays Gonzo through his love for family, rock & roll memorabilia, places with beaches, and playing really hard golf courses.